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Your Rights and Our Rules, Clearly Stated

Access to nh4cl depends on your local law and the eligible regions we support — if you're in Bangladesh, these terms set out what you can expect from us and what we expect from you.

Bangladesh-eligible accountsbKash, Nagad, Rocket coveredClear account conditionsPolicy contact availableRegion-based access terms
nh4cl Your Rights and Our Rules, Clearly Stated
ACCOUNT SECURITY STANDARDS

How We Protect Your Account and Data

Security on nh4cl starts at login: your account is tied to your registered mobile number and verified with a one-time PIN each time you sign in from a new device. We do not store your bKash, Nagad, or Rocket credentials — those stay inside your wallet app. What we hold is your transaction history, account activity log, and the identity documents you submitted for withdrawal verification. You can request a copy of the data we hold on your account by contacting support with your registered number. If you want to update your profile details or close your account, the same contact path applies.

OTP Login on Every New Device

Each new device login triggers a one-time PIN to your registered mobile number. No PIN, no access — your account doesn't open on an unverified device without it.

Wallet Credentials Stay in Your App

We never ask for your bKash, Nagad, or Rocket PIN. Your wallet credentials live in your wallet app only; nh4cl sees only the confirmed transaction reference.

Data Access on Request

You can ask us to share what data we hold on your account. Contact support with your mobile number and we'll send you the account record within our standard handling window.

Account Closure and Data Deletion

Close your account through support and your personal data is removed from active systems after the mandatory retention period ends. Transaction records tied to regulatory obligations are retained separately.

POLICY CONTACT PATHS

How to Reach Us on Legal Matters

Policy questions and account disputes are handled through the channels below. If your issue involves a transaction on bKash, Nagad, or Rocket, include your wallet number and the transaction reference when you write to us — it speeds up the review. We work through queries in order, so the more detail you give us upfront, the faster we can respond with a clear answer rather than follow-up questions.

Account and Policy Email Send disputes or policy questions to our support address. Include your registered mobile number and a brief description of the issue for faster handling.
Live Chat on Mobile The chat icon in the nh4cl mobile interface connects you to our support team. Available during active service hours for account and wallet queries.
Transaction Dispute Form For bKash, Nagad, or Rocket payment issues, use the dispute form in your account settings. Attach the wallet receipt reference for direct matching.

Common Questions on Terms and Policy

These are the questions we hear most from account holders about how our terms work in practice — especially around wallet payments, account access, and data rights.

Access depends on your local law and location. We support eligible regions, but you are responsible for confirming that your use complies with the laws where you live. If you are unsure, check local regulations before opening an account.

Contact our support team using your registered mobile number and ask for an account data summary. We will compile the records held on your profile and send them to your registered contact.

Personal data is removed from active systems after your account closes. Some transaction records are kept for the period required under our data obligations, then deleted. We don't hold inactive data beyond that window.

We match your nh4cl profile name to the name on your bKash, Nagad, or Rocket wallet before releasing funds. This step prevents payouts going to the wrong account and protects your balance.

No. Accounts are one per person and verified through your mobile number. Multiple accounts result in a suspension review. If you have lost access to your original account, contact support to recover it rather than opening a new one.

Start with our support email or live chat. Describe the decision you are disputing, include your registered mobile number, and attach any relevant wallet transaction references. We review disputes in the order they arrive.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.